How Canadians overestimate their financial knowledge — and pay the price
Majority of Canadians are confident about finances, even after failing a basic financial literacy test
Finance
Find home mortgage resources, guides, and personal financial advice for homeownership in Canada at Zolo Homebase.
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Millennial financial planning for 2021
Money management and goal-setting key to achieving financial goals
Mortgage Default Guide
Learn all about home mortgages – how to get approved, how much mortgage you can afford, and what happens when you can’t make mortgage payments.
How much should you budget for housing expenses? (Includes: Budget Template)
To get a realistic idea of how much housing expenses cost, we created a customizable budget spreadsheet with benchmark costs for each expense. Use this…
Latest Posts
The complete guide to refinancing your mortgage
Can you save money with the current interest rate drop?
A 10-point personal finance checklist to start 2021 strong
End 2020 strong and go into 2021 with these practical, actionable money management tricks and tips
How to spend your vacation fund before the end of the year
A good financial plan can make your vacation fund work in 2020
Best financial tips for baby boomers, Gen X, millennials & Gen Z
The end of the year is the perfect time to reassess your money goals
10 best books to teach financial literacy to kids and teens
You’re never too young to learn about money — and these books will help
Majority of households out of money in less than 90 days
Financial literacy for kids and adults is vital for improving quality of life
How to improve your credit score (the right way)
Your credit score is a three-digit number. The higher the score the better your options
What you need to know about form T2200 and work-from-home tax deductions
Keep track of expenses and earnings in order to maximize deductions
Best work-from-home and remote work jobs
Here's where to find skilled and unskilled freelance and remote work jobs
How to convince your employer to let you work remotely?
Here are tips to help establish a remote-first policy at your place of work
Estate Planning Guide
Use this Estate Planning Guide to plan for the future. Prepare to purchase and sell homes, live with multiple generations, write a will, review an estate plan,...
Death and Taxes Guide
Do you know when and why to create a will or what the legal terminology means? We’ve created the perfect guide to knowing when and why you need to write your...
6 ways to manage COVID-19 and your short term vacation rental
You should be doing everything possible to make your rental unit safe and clean for guests
Ask RK: 3 strategies to create a tax-deductible mortgage in Canada
Many Canadian homeowners dream of a tax-deductible mortgage, like their American counterparts. Turns out, it's possible to create a tax-deductible mortgage in...
How to get approval for a mortgage?
Looking to buy a house? Renew your mortgage or refinance? You need to have your financial house in order before you can get mortgage approval
How do mortgage payments work?
Did you know that the decisions you make regarding your mortgage terms can greatly affect your mortgage payments and schedule?
The history of Canadian mortgages: Why do they exist?
From the 1900s to the 2020s, Canadian mortgages have gone through many historical changes
How much mortgage can you afford?
Calculating how much the bank or mortgage provider will lend you, and how much you can realistically pay each month is the smart way to buy a home within your...
How to negotiate your mortgage
Negotiating a great rate and the best conditions on your mortgage is kind of like asking your boss for a raise – you need to do a bit of prep work before the...
How to complete your mortgage renewal
Confused or concerned about the steps to complete a mortgage renewal? Here’s what to expect, along with 3 tips for getting the best deal
What does it mean to default on a mortgage loan?
Not paying your mortgage isn't the only way to default on a mortgage. Extensive renovations, renting out a basement, falling behind on property taxes, letting...
Is it time to renegotiate a mortgage?
Low mortgage rates in Canada is prompting the question on whether or not you should renegotiate your mortgage. Whether it's to get access to your home's...
What tax-deductions and credits are you eligible for in Canada?
From appliances to broker fees to childcare expenses, here is what homeowners, renters, investors, contract workers and work-from-home business owners need to...
How much does the first year of homeownership cost?
Buying a home is exciting, but you may be surprised at all the expenses you’ll need to pay as a new homeowner
