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Mortgage Default Guide

Learn all about home mortgages – how to get approved, how much mortgage you can afford, and what happens when you can’t make mortgage payments.

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How to Get Approved For a Mortgage

Your offer was accepted – great! Take these 5 steps to get your mortgage approved and funded

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How Does a Mortgage Work?

Terms? Interest rates? Payments? Here’s exactly how a mortgage works

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A Guide to Canada Mortgage Rates History

From the 1970s to today, mortgage rates have gone through many changes

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How Much Mortgage Can I Afford? Is 30% of My Income Realistic?

Learn to calculate how much you should spend on your mortgage, and why 30% may not be realistic.

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How to Negotiate Your Mortgage

Negotiating a great rate and the best conditions on your mortgage is kind of like asking your boss for a raise – you need to do a bit of prep work before the…

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How to Complete Your Mortgage Renewal

Here’s what to expect when completing your mortgage renewal, including how and when to renew your mortgage

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What Happens If I Default on My Mortgage?

If you miss your mortgage payments, you could be at risk of defaulting on your mortgage

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Is It Time to Renegotiate a Mortgage?

Low mortgage rates in Canada is prompting the question on whether or not you should renegotiate your mortgage. Whether it’s to get access to your home’s…

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Zolo Realty, Brokerage, the Zolo Web App, and the Zolo App are operated under license from Questrade, Inc. Zolo Ventures Ltd., its subsidiaries, Community Trust Company ("CTC"), Flexiti Financial Inc. and Questrade, Inc. are members of the Questrade Group of Companies. Questrade Group of Companies means Questrade Financial Group Inc. and its affiliates that provide deposit, investment, loan, securities, mortgages, real estate and other products or services.


Questrade Mortgage Corporation and Questrade, Inc. are separate legal entities. Questrade, Inc. provides securities and investment products and is a member of CIRO and CIPF. Mortgage services are provided solely by Questrade Mortgage Corporation. Mortgage products are not investment products and are not protected by the Canadian Investor Protection Fund (CIPF).


The REALTOR® trademark is controlled by The Canadian Real Estate Association (CREA) and identifies real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.