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Alyssa Davies

Alyssa Davies is a content manager for Zolo and a published author living in Calgary, Alberta. She is the founder of the two-time award-winning Canadian Personal Finance Blog of the Year Mixed Up Money. Through her work, she has been featured in many notable publications, including The Globe and Mail, CNBC, CBC, and more. Her books, The 100 Day Financial Goal Journal and Financial First Aid, are currently available for purchase.

Latest Posts

House Showing Tips for Sellers: How to Impress Canadian Buyers

Check out how to prepare for your next open house

House showing tips for sellers

Calgary Noise Bylaws & How to File a Noise Complaint

Every city has its own noise regulations — and here's where Calgary stands

greyscale view of Calgary skyline with the Scotiabank Saddledome

How to Make an Offer on a House

From negotiations to closing — these are the steps you need to take when buying your first home

making an offer on a house

How to Write Offer Letter to Seller of a House

Learn what to include in a letter to the seller of a house to stand out and increase your chances of winning the home

Writing a personal letter to the seller of a house

Fixed vs Variable Mortgages: What’s the Difference?

Let's compare the pros and cons of each mortgage type

deciding between fixed vs variable rate mortgage

Bidding Wars – How to Win Your Dream Home

Win a bidding war with smart strategies, competitive offers, and expert tips for competitive housing markets

how to win a bidding war

What to Look for When Buying a House

From inspections to neighbourhood research, get expert tips on what to look for when buying a house

couple looking at homes

Rules for Using RRSP for a Down Payment

Explore how to use the RRSP Home Buyers’ Plan to buy your first property

woman sitting at desk on her phone

Buying a Foreclosed Property – Pros and Cons

There's more to purchasing a foreclosure property than just a potentially great price

Man in a blue shirt holds a paint roller while a woman holding a baby looks on

How Does a Mortgage Work?

Terms? Interest rates? Payments? Here's exactly how a mortgage works

How to Get Approved For a Mortgage

Your offer was accepted - great! Take these 5 steps to get your mortgage approved and funded

house keys handoff

The Complete Guide to Refinancing Your Mortgage

Can you save money by refinancing?

a couple reviewing their finances in order to refinance their mortgage

A Guide to Canada Mortgage Rates History

From the 1970s to today, mortgage rates have gone through many changes

mortgage rate history canada

Should You Pay Off Your Mortgage Before You Retire?

If you plan to travel or live an affluent lifestyle in retirement, paying off your mortgage is key

Should you pay off your mortgage before retirement?

What Is A Variable Rate Mortgage And How Does it Work?

Let's consider the pros and cons of choosing a variable rate mortgage

variable rate mortgage

What Is A Fixed Rate Mortgage And How Does it Work?

Learn all about fixed rate mortgages and whether this mortgage type is right for you

what is a fixed rate mortgage

Best Mortgage Rates in Canada

Finding the right mortgage provider is step one

best mortgage rates in canada

What Is A Mortgage Trigger Rate? And What To Do About It

If you have a variable-rate mortgage, here's what you need to know about trigger rates

Mortgage trigger rate

5 Factors That Can Derail Your Mortgage Pre-Approval

Here's how to avoid disappointment and maximize your chance of approval

Are You Meant to Live in the Suburbs?

Big houses with white picket fences and acres of land are what dreams are made of — or are they?

Should you move to the suburbs?

The Top 28 Real Estate Podcasts You Should Add to Your Queue

Learn finance and business lessons from top real estate podcasts

woman with headphones sitting at her work desk smiling at her laptop

House Closing Process for Sellers: What You Need to Know

Go through our closing day checklist before the new owner takes possession

home closing process

How Much Should You Budget for Home Furniture?

From couches to decor, what is a good budget for furniture?

budget for home furniture

How to Accurately Price Your Home

Here are four solid strategies to help you price your home for sale

pricing your home to sell