{"id":4163,"date":"2017-12-29T13:18:42","date_gmt":"2017-12-29T18:18:42","guid":{"rendered":"https:\/\/www.zolo.ca\/news\/?post_type=encyclopedia&#038;p=4163"},"modified":"2021-08-03T18:26:27","modified_gmt":"2021-08-03T22:26:27","slug":"delinquency","status":"publish","type":"encyclopedia","link":"https:\/\/www.zolo.ca\/blog\/glossary\/delinquency","title":{"rendered":"Delinquency"},"content":{"rendered":"<p>Delinquency is a term used for a late or overdue payment on a loan or mortgage. Delinquencies affect your credit report and a person&#8217;s ability to apply for new loans or obtain credit. It is best to avoid missed and late payments in order to keep a good credit rating.<\/p>\n<div class=\"grammarly-disable-indicator\"><\/div>\n","protected":false},"author":22,"template":"","meta":[],"class_list":["post-4163","encyclopedia","type-encyclopedia","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/encyclopedia\/4163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/encyclopedia"}],"about":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/types\/encyclopedia"}],"author":[{"embeddable":true,"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/users\/22"}],"wp:attachment":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/media?parent=4163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}