{"id":3126,"date":"2017-09-08T09:52:36","date_gmt":"2017-09-08T13:52:36","guid":{"rendered":"https:\/\/www.zolo.ca\/news\/?post_type=encyclopedia&p=3126"},"modified":"2021-08-03T18:24:13","modified_gmt":"2021-08-03T22:24:13","slug":"certificate-of-charge","status":"publish","type":"encyclopedia","link":"https:\/\/www.zolo.ca\/blog\/glossary\/certificate-of-charge","title":{"rendered":"Certificate of Charge"},"content":{"rendered":"

The certificate of charge is the written documentation of a mortgage<\/a> registered against a property. The certificate of charge is a legal document that is registered and listed in the Land Titles System.<\/p>\n","protected":false},"author":3,"template":"","meta":[],"class_list":["post-3126","encyclopedia","type-encyclopedia","status-publish","hentry"],"acf":{"custom_title":"What is a certificate of charge?","why_important":"

Every mortgage is recorded with a certificate of charge. This document records the mortgage debt, along with all of the loan terms and conditions. Questions about a mortgage can be investigated by referencing the certificate of charge in the Land Titles System.<\/p>\n","examples_of":"

When the sale of a new-build or resale home is finalized and the buyer<\/a> is using a mortgage loan to make this purchase, a certificate of charge is written up by the buyer’s legal representative and this document is included in the Land Titles System as part of that property’s title documentation.<\/p>\n"},"_links":{"self":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/encyclopedia\/3126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/encyclopedia"}],"about":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/types\/encyclopedia"}],"author":[{"embeddable":true,"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/users\/3"}],"wp:attachment":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/media?parent=3126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}