{"id":3067,"date":"2017-09-13T13:07:00","date_gmt":"2017-09-13T17:07:00","guid":{"rendered":"https:\/\/www.zolo.ca\/news\/?post_type=encyclopedia&#038;p=3067"},"modified":"2021-08-03T18:21:52","modified_gmt":"2021-08-03T22:21:52","slug":"loan-value-ratio","status":"publish","type":"encyclopedia","link":"https:\/\/www.zolo.ca\/blog\/glossary\/loan-value-ratio","title":{"rendered":"Loan to Value Ratio"},"content":{"rendered":"<p>The loan to value ratio, also known as the LTV, is a financial calculation used by banks and <a href=\"https:\/\/www.zolo.ca\/blog\/glossary\/mortgage\">mortgage<\/a> lenders to express the percentage of loan the total appraised value of a property.&nbsp;Loan to value is calculated using the appraised value of a home and the total amount of loan taken out to purchase the home.<\/p>\n","protected":false},"author":3,"template":"","meta":[],"class_list":["post-3067","encyclopedia","type-encyclopedia","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/encyclopedia\/3067","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/encyclopedia"}],"about":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/types\/encyclopedia"}],"author":[{"embeddable":true,"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/users\/3"}],"wp:attachment":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/media?parent=3067"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}