{"id":2860,"date":"2017-09-06T10:37:44","date_gmt":"2017-09-06T14:37:44","guid":{"rendered":"https:\/\/www.zolo.ca\/news\/?post_type=encyclopedia&#038;p=2860"},"modified":"2021-08-03T18:21:49","modified_gmt":"2021-08-03T22:21:49","slug":"debt-to-income-ratio","status":"publish","type":"encyclopedia","link":"https:\/\/www.zolo.ca\/blog\/glossary\/debt-to-income-ratio","title":{"rendered":"Debt to Income Ratio"},"content":{"rendered":"<p>The debt-to-income ratio measures a person&#8217;s debt against their disposable income. It&#8217;s a simple calculation used by mortgage lenders to determine how much of your monthly income goes towards paying off your monthly debt.&nbsp;The debt-to-income (DTI) ratio is expressed as a percentage and calculated by dividing your minimum allowed monthly debt payments by your gross monthly income.<\/p>\n","protected":false},"author":3,"template":"","meta":[],"class_list":["post-2860","encyclopedia","type-encyclopedia","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/encyclopedia\/2860","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/encyclopedia"}],"about":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/types\/encyclopedia"}],"author":[{"embeddable":true,"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/users\/3"}],"wp:attachment":[{"href":"https:\/\/www.zolo.ca\/blog\/wp-json\/wp\/v2\/media?parent=2860"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}